Please remember:
- This calculator is only designed for those who need to pay for their own care.
- These are only estimations based on average life expectancy provided by Institute of Actuaries and the need for care may turn out to be shorter or even longer than these.
- Care needs as well as care fees, can increase overtime resulting in greater cost of care than shown and both pensions and state benefits may not increase at the same rate as any assumptions made for annual care fee escalation.
Benefit rates included in the above table are those applicable to 2026/7.
Consequently, the total cost overtime could even be greater and could exhaust any savings potentially forcing you into either selling any remaining property or even having to choose inferior care/moving care homes.