Who We Are

Launched in 2012 Care-fees-annuity has grown to become one of internet’s leading brokers of care fee annuities.

 

Society Of Later Life Advisers

Set up by our Principal – Keith Hargraves after needing to arrange his mother’s care, we are IFA’s specialising in care fees planning and Keith is a coveted SOLLA accredited adviser who helps families fund a parent’s or relative’s care.

We cherish our impartiality and independence and are not owned by any insurer.

We do not receive any commission from providers and only charge one fixed fee for arranging any plan but provide initial quotes FREE of CHARGE.

From our offices in Grantham and using virtual meetings, we are able to help families save money and pay for care throughout the UK.

Written from years of experience, we hope you will find our site helpful.

If so and would like to talk to an adviser – call us on FREEPHONE  0800 180 4338 when we would be pleased to help.

Our Pledge

What You Can Expect From Us

Being professional care fee advisers, we will:

  • Listen carefully to your needs and consider all funding options before making any recommendations.

  • Provide you with impartial advice at all times – checking first that you wouldn’t qualify for free NHS Continuing Healthcare and need to pay for care.
  • Encourage you to seek Local Authority funding – if this would be in your best interest.

  • Tell you if we feel an annuity wouldn’t be best.

  • Initially obtain all possible care fee annuity quotes for you,  FREE OF CHARGE and without obligation.

  • Minimise the cost of any annuity by only requesting annuity quotes for just the shortfall in fees, not the full cost of care.

  • Only charge one fixed fee for our advice – regardless of premium.

We also provide a range of helpful guides and factsheets free for you to download.

We hope you will find our site helpful and that you might like us to help you make the right choice.

We aim to be the country’s leading centre for care fee annuities.

Let us find out how affordable a care fees annuity might be by requesting your FREE quotes. We will even give you a complimentary copy of our guide to Care Fee Annuities.

Why not put us to the test?

We hope you will find our site helpful and that you might like us to help you make the right choice.

Care Fee Annuities

Request Your Free No Obligation Quotes, Today!

PROUDLY UNBIASED

Providing you with the most competitive quotes from ALL available providers

Proudly Unbiased
Based on our understanding of the market as at 30/05/2025