Care Fees Calculator

How much Could will your care cost?

Understanding just how much quickly care fees will erode savings is crucial if you want to avoid money becoming exhausted.

To help, we have built a free care fees calculator which helps you to check you are receiving all possible state benefits and to see how much shortfall you have in your income and how much this could total overtime.

Cost of Care Calculator

Step 1 Please answer all relevant questions

Is the person needing care male or female?
Current Age of Person needing care?
Age in Years
Does the person needing care currently reside in England, Wales or Scotland?
What type of care is needed?

Expenditure

Cost of Care (per calendar month)
£
Monthly housing costs you will continue to incur - if wanting care at home OR intending to keep any property while in a care home.
£
Monthly personal expenditure you wish to include - e.g. hairdressing & newspapers)
£

Income

Total Pensionable income received per month
EXCLUDING Attendance or Disability Living Allowance
£
Net Investment OR rental income you wish to allow for receiving
£
Does / will the person needing care receive Attendance Allowance (AA) or Disability Living Allowance (DLA) / PIP (Daily Living)?
£
PCM

Shortfall Result

Per calendar month

£

Per year

£

Possible total care costs over time

To now discover how much this annual shortfall might escalate to overtime , please insert..
Annual rate of care fee escalation you would like to use
%
This means over your average life expectancy, your total lifetime cost of care could equate to.
£

Step 2 To discover if you could reduce or cap this cost, click below.

Request your FREE and no obligation CARE FEES ANNUITY QUOTE today

Please remember:

  1. This calculator is only designed for those who need to pay for their own care.
  2. These are only estimations based on average life expectancy provided by Institute of Actuaries and the need for care may turn out to be shorter or even longer than these.
  3. Care needs as well as care fees, can increase overtime resulting in greater cost of care than shown and both pensions and state benefits may not increase at the same rate as any assumptions made for annual care fee escalation.

Benefit rates included in the above table are those applicable to 2026/7.

Consequently, the total cost overtime could even be greater and could exhaust any savings potentially forcing you into either selling any remaining property or even having to choose inferior care/moving care homes.